Affirm
Affirm Lawsuit: BNPL Users May Have a Claim
A proposed class action accuses Affirm Holdings of deceptively marketing its 'Buy Now, Pay Later' plans. New York consumers who used the service may want to watch this case.
Key facts
- Claim deadline
- No deadline listed
- Potential payment
- Payment varies
- Proof listed
- No proof requirement listed
- Status
- Upcoming
Plain-language overview
Who may qualify?
Eligibility depends on the dates, products, locations, and other terms listed for this claim. Review any criteria below and the official terms before deciding whether it may apply to you.
Case overview
What this settlement is about
New York resident Judith Shephard has filed a proposed class action against Affirm Holdings, Inc., accusing the company of deceptively marketing its 'Buy Now, Pay Later' (BNPL) payment plans. According to the complaint, Affirm's marketing led consumers into spending more than they otherwise would, while charging high fees and failing to offer refund or dispute-resolution protections comparable to those available with traditional credit cards. The case is a proposed lawsuit at this stage, with no settlement yet reached.



