Equifax (Equifax Information Services, LLC)
Updated Jul 28, 2026
Got an Equifax Duplicate Reporting Letter? Settlement Pays Up to $600
Equifax mailed a “Duplicate Reporting Letter” to some consumers in August or September 2022. If you got one, you may qualify for up to $600 in cash plus six mon
Key facts
- Claim deadline
- Sep 1, 2026
- Potential payment
- Up to $600
- Proof requirement
- No proof
- Status
- Open
- Final hearing
- Oct 6, 2026
- Settlement fund
- $2,200,000
Each valid claimant receives an equal (per capita, pro rata) share of the fund after fees and costs are deducted; the amount depends on how many people file claims and is expected to be up to $600.
Eligibility
Who may qualify?
Check the covered dates, products, locations, and other official terms before you file.
- You received a notice from Equifax (by postcard or email) telling you that you may have had a duplicate collection account in your Equifax file in August or September 2022.
- You are one of the consumers Equifax identified as having been mailed the Duplicate Reporting Letter.
- To receive a cash payment, you affirm that you were harmed by the duplicate reporting on your Equifax credit report.
Case overview
What this settlement is about
A lawsuit filed by Charmayne Bradberry accuses Equifax of violating the Fair Credit Reporting Act by listing the same collection account more than once on consumer credit reports, which she claims damaged people's credit standing. Equifax denies doing anything wrong, but has agreed to pay $2.2 million to settle the case rather than continue fighting it in court. The settlement isn't final yet — a judge still has to approve it at a hearing set for October 6, 2026 — but claims are currently open. To get a cash payment, you'll need to file a claim form and sign an affirmation stating you were harmed by the duplicate reporting; that signed statement serves as your proof. Six months of free credit monitoring, on the other hand, goes automatically to everyone in the class, no claim required.
