Equifax
Equifax $2.2 Million Duplicate Reporting Settlement Over FCRA Claims
The Equifax duplicate reporting settlement is a $2.2 million fund with payments expected up to $600 per claimant. Claims are closed. See what happened.
The claim window closed on Sep 1, 2026.
This page stays online as a record for people who already filed. Browse open settlements or see other closed settlements.
- Potential payment
- Up to $600
Subject to eligibility and claim terms.
- Claim deadline
- Closed Sep 1, 2026
- Proof requirement
- No proof
Each valid claimant receives an equal (per capita, pro rata) share of the fund after fees and costs are deducted; the amount depends on how many people file claims and is expected to be up to $600.
Eligibility
Who may qualify?
Check the covered dates, products, locations, and other official terms before you file.
- You received a notice from Equifax (by postcard or email) telling you that you may have had a duplicate collection account in your Equifax file in August or September 2022.
- You are one of the consumers Equifax identified as having been mailed the Duplicate Reporting Letter.
- To receive a cash payment, you affirm that you were harmed by the duplicate reporting on your Equifax credit report.
Case overview
What is the Equifax settlement about?
A lawsuit filed by Charmayne Bradberry accuses Equifax of violating the Fair Credit Reporting Act by listing the same collection account more than once on consumer credit reports, which she claims damaged people's credit standing. Equifax denies doing anything wrong, but has agreed to pay $2.2 million to settle the case rather than continue fighting it in court. The settlement isn't final yet, a judge still has to approve it at a hearing set for October 6, 2026, but claims are currently open. To get a cash payment, you'll need to file a claim form and sign an affirmation stating you were harmed by the duplicate reporting; that signed statement serves as your proof. Six months of free credit monitoring, on the other hand, goes automatically to everyone in the class, no claim required.
Case details
- Company
- Equifax (Equifax Information Services, LLC)
- Final hearing
- Oct 6, 2026
- Settlement fund
- $2,200,000
Questions people ask
Frequently asked questions
How much is the Equifax settlement payout?
Each valid claimant receives an equal (per capita, pro rata) share of the fund after fees and costs are deducted; the amount depends on how many people file claims and is expected to be up to $600. The reported settlement fund is $2,200,000. Final amounts depend on the number of valid claims and the administrator's terms.
Who qualifies for the Equifax settlement?
Key eligibility criteria include: You received a notice from Equifax (by postcard or email) telling you that you may have had a duplicate collection account in your Equifax file in August or September 2022; You are one of the consumers Equifax identified as having been mailed the Duplicate Reporting Letter; To receive a cash payment, you affirm that you were harmed by the duplicate reporting on your Equifax credit report. Always confirm the full class definition with the official source before filing.
Is the Equifax settlement legit?
Yes, this is a real, documented settlement. TapClaim verified the official source (Angeion Group Settlement Administrator official website). Claims are closed, so be cautious of any site that still asks you to file or pay for this settlement.
What is the claim deadline for the Equifax settlement?
The claim deadline was Sep 1, 2026, and this settlement is closed to new claims.
Is the Equifax settlement open for claims?
No, this settlement is closed to new claims.
Settlement administrator and official sources
- AdministratorAngeion Group Settlement Administrator
- Administrator websiteAngeion Group Settlement Administrator official websiteVisit administrator websitePrimary official source
- Official claim pageOfficial claim formView official claim pageSupporting official source
- Listing verificationLast checked Sep 25, 2026
