State Farm Mutual Automobile Insurance Company
Updated Jul 31, 2026
Arkansas State Farm Total-Loss Payouts: Average $489
Arkansas State Farm auto policyholders whose totaled cars were undervalued through so-called “typical negotiation adjustments” may be owed a payment — the estim
Key facts
- Claim deadline
- Aug 19, 2026
- Potential payment
- Est. $489
- Proof requirement
- No proof
- Status
- Open
- Final hearing
- Jul 15, 2026
- Settlement fund
- $15,583,700
The estimated average payment to each person who files a valid claim is about $489. Your actual amount depends on your own vehicle’s numbers.
Eligibility
Who may qualify?
Check the covered dates, products, locations, and other official terms before you file.
- You made a first-party claim on a State Farm Mutual Automobile Insurance Company auto insurance policy.
- State Farm determined that your vehicle was a total loss.
- Your total loss happened between November 29, 2016, and October 18, 2021.
- State Farm based your claim payment on a valuation report from Audatex.
- That report applied a “typical negotiation adjustment” to at least one comparable vehicle.
Case overview
What this settlement is about
A class action alleges State Farm shortchanged some Arkansas auto policyholders on total-loss claims by undervaluing their vehicles' actual cash value. According to the lawsuit, State Farm relied on valuation reports that tacked on a “typical negotiation adjustment,” a practice the plaintiff says was improper and violated the terms of the insurance policy. State Farm denies any wrongdoing but has agreed to resolve the case with a settlement fund of $15,583,700, with claimants expected to receive an estimated average of $489 apiece.
Filing doesn't require proof of loss — the claim form simply asks you to confirm you're the policyholder or otherwise entitled to payment, and that the name, address, and claim or policy number you enter match State Farm's records. To submit your claim, you'll need the Claimant ID Number and Web Registration Code provided on the postcard or email notice you received.
