State Farm Mutual Automobile Insurance Company
Arkansas State Farm Total-Loss Payouts: Average $489
Arkansas State Farm auto policyholders whose totaled cars were undervalued through so-called “typical negotiation adjustments” may be owed a payment, the estim
The claim window closed on Aug 19, 2026.
This page stays online as a record for people who already filed. Browse open settlements or see other closed settlements.
Key facts
- Claim deadline
- Closed Aug 19, 2026
- Potential payment
- The estimated average payment to each person who files a valid claim is about $489. Your actual amount depends on your own vehicle’s numbers.
- Proof requirement
- No proof
- Status
- Closed
- Final hearing
- Jul 15, 2026
- Settlement fund
- $15,583,700
The estimated average payment to each person who files a valid claim is about $489. Your actual amount depends on your own vehicle’s numbers.
Eligibility
Who may qualify?
Check the covered dates, products, locations, and other official terms before you file.
- You made a first-party claim on a State Farm Mutual Automobile Insurance Company auto insurance policy.
- State Farm determined that your vehicle was a total loss.
- Your total loss happened between November 29, 2016, and October 18, 2021.
- State Farm based your claim payment on a valuation report from Audatex.
- That report applied a “typical negotiation adjustment” to at least one comparable vehicle.
Case overview
What is the State Farm Mutual Automobile Insurance Company settlement about?
A class action alleges State Farm shortchanged some Arkansas auto policyholders on total-loss claims by undervaluing their vehicles' actual cash value. According to the lawsuit, State Farm relied on valuation reports that tacked on a “typical negotiation adjustment,” a practice the plaintiff says was improper and violated the terms of the insurance policy. State Farm denies any wrongdoing but has agreed to resolve the case with a settlement fund of $15,583,700, with claimants expected to receive an estimated average of $489 apiece.
Filing doesn't require proof of loss, the claim form simply asks you to confirm you're the policyholder or otherwise entitled to payment, and that the name, address, and claim or policy number you enter match State Farm's records. To submit your claim, you'll need the Claimant ID Number and Web Registration Code provided on the postcard or email notice you received.
Questions people ask
Frequently asked questions
How much is the State Farm Mutual Automobile Insurance Company settlement payout?
The estimated average payment to each person who files a valid claim is about $489. Your actual amount depends on your own vehicle’s numbers. The reported settlement fund is $15,583,700. Final amounts depend on the number of valid claims and the administrator's terms.
Who qualifies for the State Farm Mutual Automobile Insurance Company settlement?
Key eligibility criteria include: You made a first-party claim on a State Farm Mutual Automobile Insurance Company auto insurance policy; State Farm determined that your vehicle was a total loss; Your total loss happened between November 29, 2016, and October 18, 2021; State Farm based your claim payment on a valuation report from Audatex; That report applied a “typical negotiation adjustment” to at least one comparable vehicle. Always confirm the full class definition with the official source before filing.
Is the State Farm Mutual Automobile Insurance Company settlement legit?
Yes, this is a real, documented settlement. TapClaim verified the official source (Rust Consulting official website) on Aug 19, 2026. Claims are closed, so be cautious of any site that still asks you to file or pay for this settlement.
What is the claim deadline for the State Farm Mutual Automobile Insurance Company settlement?
The claim deadline was Aug 19, 2026, and this settlement is closed to new claims.
Is the State Farm Mutual Automobile Insurance Company settlement open for claims?
No, this settlement is closed to new claims.
Settlement administrator and official sources
- AdministratorRust Consulting
- Administrator websiteRust Consulting official websiteVisit administrator websitePrimary official source · Verified Aug 6, 2026
- Official claim pageOfficial claim formView official claim pageSupporting official source · Verified Aug 6, 2026
- Listing verificationLast checked Aug 19, 2026
