Equifax
Equifax 2022 Credit Coding Error Settlement: File by Dec 28, 2026
Claims need no documents, just the EFX Claim Number and PIN from the Equifax settlement notice. Verita Global handles claims. File by Dec 28, 2026.
- Potential payment
- Up to $280
Subject to eligibility and claim terms.
- Claim deadline
- Dec 28, 2026
- Proof requirement
- No proof
Eligibility
Who may qualify?
Check the covered dates, products, locations, and other official terms before you file.
- You are an individual in the United States whose credit score or credit attribute was different than it would have been because of Equifax's coding issue (called the "OMS Issue") that happened between March 17, 2022 and April 8, 2022.
- Equifax reported that affected information about you to a third party, such as a lender, insurer, or other business.
- You received a notice about this settlement from Equifax by email or U.S. mail.
- You are not Equifax, one of its affiliates, employees, officers, or directors, and you are not a judge assigned to this case.
Case overview
What is the Equifax settlement about?
A proposed class action, In re Equifax Fair Credit Reporting Act Litigation, accuses Equifax of a computer coding error that, for roughly three weeks between March 17 and April 8, 2022, caused it to report inaccurate credit information about millions of Americans to lenders, insurers, and other businesses. The lawsuit claims this violated the federal Fair Credit Reporting Act, which requires credit reporting agencies to use reasonable procedures to keep information as accurate as possible.
Equifax denies any wrongdoing and denies breaking the law. The settlement is a compromise, not an admission, and no court has ruled on the merits of the claims.
The settlement has received preliminary approval from the Court, meaning it's moving forward but isn't final. A judge will hold a final approval hearing on January 22, 2027, and no payments can go out before then.
You may qualify if the coding error changed your credit score or credit information and Equifax then shared that inaccurate data with a third party. If Equifax's records indicate you were impacted, you should have already received a notice by email or U.S. mail.
To participate, submit a Claim Form by December 28, 2026, either online or by downloading and mailing one in. No supporting documents or proof are required. The form asks for your Claim Number (starting with "EFX") and PIN, both found on the notice you were sent, plus your full name, email address, preferred payment method, and signature.
The Settlement Administrator reviews all claims and makes final decisions on their validity.
Case details
- Company
- Equifax (Equifax Information Services, LLC)
- Final hearing
- Jan 22, 2027
- Settlement fund
- $100,000,000
Questions people ask
Frequently asked questions
How much is the Equifax settlement payout?
The listed potential payment is Up to $280. The reported settlement fund is $100,000,000. Final amounts depend on the number of valid claims and the administrator's terms.
Who qualifies for the Equifax settlement?
Key eligibility criteria include: You are an individual in the United States whose credit score or credit attribute was different than it would have been because of Equifax's coding issue (called the "OMS Issue") that happened between March 17, 2022 and April 8, 2022; Equifax reported that affected information about you to a third party, such as a lender, insurer, or other business; You received a notice about this settlement from Equifax by email or U.S. mail; You are not Equifax, one of its affiliates, employees, officers, or directors, and you are not a judge assigned to this case. Always confirm the full class definition with the official source before filing.
Is the Equifax settlement legit?
Yes, this is a real, documented settlement. TapClaim verified the official source (Verita Global official website). Watch out for lookalike scam sites: file only through the official administrator links on this page, and never pay a fee to submit a claim.
What is the claim deadline for the Equifax settlement?
The published claim deadline is Dec 28, 2026. Confirm the final date on the official settlement website before filing.
Do I need proof of purchase to file?
The standard claim does not list proof of purchase as required. You still need to truthfully meet the class definition and every other filing term.
How do I file a claim for the Equifax settlement?
You can file for free directly with the settlement administrator through the official claim page linked on this page. The TapClaim app is optional and can help you find matching claims and track their status.
Is the Equifax settlement open for claims?
Yes, it is currently listed as open, with a published claim deadline of Dec 28, 2026.
Settlement administrator and official sources
- AdministratorVerita Global
- Administrator websiteVerita Global official websiteVisit administrator websitePrimary official source
- Official claim pageOfficial claim formView official claim pageSupporting official source
